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Jim Steen - Coast2Coast Mortgage Lending

Are you tired of feeling overwhelmed by the mortgage process? With so many options and complexities, it's easy to get lost in the details. Jim Steen is an expert in the field with 15+ years of experience and an extremely high rate of success.

Jim Steen

Sr. Mortgage Loan Advisor

NMLS: 1005078

By scheduling a consultation, you'll have the opportunity for an expert to advise you in your situation, provide you with the best possible options, and ultimately provide you with the clarity you need to make a decision.

Streamlined Application Process: By working directly with a dedicated Mortgage Loan officer, I am able to streamline the application process, ensuring every step is perfect.

Personalized Loan Options: Get personalized loan options tailored to your unique needs. As a small lender, I take the time to understand your goals and find the best fit for you.

Clear, Transparent Guidance: Receive one-on-one guidance throughout the process. I'll keep you informed and updated, ensuring you feel confident and in control of your mortgage journey.

Enhanced Customer Experience: Experience the difference of working with a small lender. You'll get personalized attention, direct communication, and a genuine commitment to your satisfaction and success.

Focused on Approval Success: Trust a dedicated expert to handle your loan. I'll work closely with you to ensure your application is complete and accurate, giving you the best chance of approval and a smooth closing process.

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

Jim Steen and Coast2Coast Mortgage are the best! We are self employed and Jim made the process so easy for us, requiring very reasonable documentation. We were downsizing and needed to stay in a specific price range. It was a seller’s market and we kept getting outbid. It was very discouraging, but Jim encouraged us and patiently worked with us until we finally got an offer accepted. Jim is professional and personable. His team, especially our processor, Aaron was great and kept us informed every step of the way. Thanks Jim, for hanging in there with us and helping us become homeowners again. I’m so happy we chose you and Coast2Coast to handle our mortgage and will recommend you to everyone! Robbie and Martha Trice

— Robbie Trice

We made it to the finish line! It was an absolute pleasure working with Jim throughout this process. His patience and dedication truly stood out, making every step of the journey smooth and stress-free. Jim’s ability to create a safe and welcoming space allowed the buyer to ask questions and express any concerns without hesitation. His professionalism and expertise were evident, and his friendly demeanor made the entire experience enjoyable. I couldn’t have asked for a better partner to navigate this process with, and I highly recommend Jim for anyone looking for a supportive and knowledgeable guide.